Personal flotation devices (PFD) are the easiest way to safeguard your passengers and yourself - even if you know how to swim. Boat owners often find themselves unexpectedly in the water due to the following mishaps:
Make sure each person wears a Coast Guard-approved PFD that accommodates his or her size and weight. PFDs should fit snugly and help keep you chin above water when in use. Since they deteriorate with time and use, test your PFDS at least twice a year and replace them when they lose their buoyancy.
Nearly 90% of all boaters who drowned were not wearing a Personal Floatation Device.
(Source: U.S. Coast Guard 2005)
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